Profitable Crypto Interest Accounts for 2022

If you’re looking for a new way to invest in the cryptocurrency market, you’ve probably come across the many crypto interest accounts available. These accounts are constantly growing in popularity, and with good reason.

While they might be scary to those who don’t understand them, they really aren’t that complicated and can offer your portfolio an excellent return on investment.

Crypto Interests are daily reoccurring deposits into your digital currency wallet or account. You make a deposit once, and it is divided among your pools of cryptocurrency assets over a specified period of time (usually 24 hours). The company or website offering these services usually offers very high rates of return as well.

We’ll review the top 5 cryptocurrency interest-earning accounts in this guide. We’ll also describe how cryptocurrency interest works and demonstrate how you can start earning interest on your cryptocurrency right away. Learn more by continuing to read!

  • AQRU
  • Binance
  • Coinbase

1. AQRU – Best Crypto Interest Accounts with a Return of Up to 12%

An exciting new platform for cryptocurrency interest is called AQRU. You can gain interest in digital currencies like Bitcoin, Ethereum, Tether, USD Coin, and DAI using this platform. Up to 12% annual returns are possible for investors, which is competitive with many popular cryptocurrency interest rates.

The ability to deposit fiat money if you don’t already have cryptocurrency is what really sets AQRU apart. The platform converts your currency using MoonPay so you can start collecting interest. You could even.

While your coins are being decided to invest on the platform, AQRU has full custody of them, and it has put several safeguards in place to protect your assets.

One line of insurance products that completely shields investors’ principal in the occurrence of a hack is the most impressive.

AQRU provides a web platform in addition to iOS and Android mobile apps so you can track the growth of your interest. There are no fees associated with withdrawing fiat, and you are free to do so whenever you want.

Lastly, it offers 12% APY on stablecoins, and 7% APY on BTC & ETH with no maximum capital cap and no fixed terms which means you can withdraw whenever you want.

2. – Earn up to 14.5% Interest on USDC

To rank among the top platforms for crypto compound interest worldwide, has put a lot of effort into this. More than 50 different cryptocurrencies, including many of the emerging altcoins that investors are most eager to hold at the moment, are now available on this platform, offering interest rates.

The offering from is very alluring, especially when you take into account the possibility of earning interest on cryptocurrency of up to 14.5% for coins like USDC. The platform gives you the option of fixed 1- and 3-month staking terms or versatile terms (withdraw your money whenever you want). You can determine the ideal ratio of coins to staking in order to achieve the desired returns using a handy rewards calculator.

3. Binance – offers the highest cryptocurrency interest rates for a variety of coins

One of the most complete cryptocurrency interest-earning platforms is Binance. It’s especially appropriate for seasoned cryptocurrency users who want to make aggressive investments in new projects that present higher interest rates at the expense of greater risk.

Staking options on Binance can be divided into two categories: those that guarantee your principal and those that do not. These coins can offer interest rates up to 178% because the risk is much higher when your initial investment isn’t insured. A maximum rate of 104% is available with guaranteed staking options.

4. Coinbase – Best Crypto Interest Account for Beginners

A straightforward, user-friendly crypto interest account is provided by Coinbase. With only 5 coins and interest rates up to 5.00%, it is fairly conservative. Therefore, those who are just starting out should consider Coinbase’s interest account rather than those who want to vigorously optimize their potential returns.

You can get interest on Ethereum, Algorand, Cosmos, Tazos, DAI, and USD Coin with Coinbase. Rates for USDC can fall to as low as 0.15% APY, which is clearly less than what some savings account for the storage of fiat currency offer.

Staking is integrated into the Coinbase Wallet app, which is a convenient feature of earning interest on Coinbase.

The Coinbase cryptocurrency exchange is integrated with the cryptocurrency wallet, resulting in a closed-loop ecosystem for handling your cryptocurrency. The ease of use and simplicity of Coinbase are difficult to match.

What is the Process of Crypto Interest?

There are two possible outcomes for your cryptocurrency when you deposit it in an interest-bearing account. It can first be made available to cryptocurrency borrowers who must pay back their loans with interest.

Second, it can be staked to the blockchain that powers the cryptocurrency, which is used to validate transactions and issue new coins as rewards. A fraction of the reward goes to the validators, and the remaining sum is distributed to the owners of interest accounts who made their cryptocurrency available for staking.

Which Platforms Offer the Best Crypto Interest Rates?

AQRU,, Binance, and Coinbase are the top places to invest in cryptocurrencies and earn interest.

For investors who desire flexibility, AQRU provides the best rates. All interest-bearing accounts provide interest rates of up to 12% APY while also allowing for flexible withdrawals. For USDC, offers rates up to 14.5% APY, but in order to receive that rate, you must complete a 3-month staking period.

What Cryptocurrencies Are Payable Interest On?

Native coins and stablecoins are the two categories of cryptocurrencies on which you can earn interest. The following native and stable coins are available for interest:

  • Bitcoin
  • Ethereum
  • Litecoin
  • Algorand
  • Cosmos
  • Tezos
  • Uniswap
  • Chainlink
  • Tether
  • USD Coin
  • PAX
  • Gemini Dollar
  • USD Binance
  • DAI

How to Earn Interest in Crypto

Are you prepared to start paying your coins at the best cryptocurrency interest rate? We’ll walk you through the process of using AQRU in a few simple steps.

Step 1: Register with AQRU

To open a new crypto interest account, go to and click Sign Up.

Crypto interest accounts - Register with AQRU

Step 2: Place a Deposit

A deposit to AQRU can be made with a debit or credit card, a bank transfer, or a transfer from a cryptocurrency wallet.

Crypto interest accounts - place a deposit on AQRU

Step 3: Start earning interest in and decide which coins you want to stake.

Start Earning interest on AQRU
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It’s more than a passive income

In the crypto world, interest rates show how confident traders are about the future of a coin. More specifically, the higher a coin’s interest rate is, the better chance it has to succeed in the crypto world. And from this perspective, interest is probably one of the most important factors when assessing if a coin will succeed or not.

There are many different interest accounts to choose from, but we ranked the five best ones based on their potential for growth in 2022. We hope this helps you assess your options for growing money within a short timeframe.

If you are looking to make a passive income on the side while having fun, you can sign up for many different crypto platforms. Do your research beforehand and try a few before taking the big leap with one.

What about you? What one of these lists is the suitable crypto interest accounts? Let me know in the comments below.

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